Terms of Service

Last updated: March 2026

Acceptance of Terms

By accessing or using Setback, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

Service Description

Setback provides AI-powered extraction and summarization of HOA governing documents including CC&Rs, bylaws, and easements. The information presented is generated through automated processing and should always be verified against the original source documents before making any legal or purchasing decisions.

User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.

Limitation of Liability

Setback is provided “as is” without warranties of any kind. We are not liable for any damages arising from your use of the service or reliance on information provided through the platform. AI extractions are informational only and do not constitute legal advice.

Contact

For questions about these terms, please contact us at hello@setback.io.