About Setback

Setback is building the first comprehensive, searchable database of homeowner association rules and restrictions. We use AI-powered document intelligence to extract structured data from CC&Rs, bylaws, and other governing documents—making it easy for homebuyers, real estate agents, and title professionals to understand what's allowed before closing a deal.

Everyone deserves clear, accessible answers about the rules that govern their property.

Our mission is to bring transparency to HOA governance. Too often, buyers discover restrictions on pets, rentals, fencing, or parking only after they've moved in. We believe everyone deserves clear, accessible answers about the rules that govern their property.

We started with Franklin County, Washington, and we read every page before we moved to the next market. See coverage for the counties we read today. By focusing on one county at a time, we keep our accuracy up, verifying our AI extractions against source documents so you can trust the results.