How do I read a recorded declaration?
Published October 19, 2026. Updated October 19, 2026.
Start at the legal description to confirm it covers your lot, then go to the use restrictions. A recorded declaration follows a common order: recitals, definitions, the property it binds, use restrictions, building and architectural rules, the association and its powers, enforcement, and the amendment clause. The rules that affect daily life sit in the use and building sections.
What a declaration usually says
Recitals say who the declarant is and why the document exists. Definitions fix what "lot", "owner" and "improvement" mean. The property section lists the lots by plat and recording number. Use restrictions cover dwellings, business use, leasing, animals, vehicles and nuisance. Building rules cover setbacks, height, materials and the review process. The association section sets dues, liens and the board. Enforcement says who can sue and who pays the fees. The amendment clause says what vote changes the document.
What to check before you buy
- Match the legal description to the parcel. A declaration binds only the lots it lists.
- Read every amendment after the declaration. An amendment can replace a whole section.
- Read the enforcement clause. It tells you who pays attorney fees when a dispute goes to court.
Where the law comes in
Chapter 64.90 RCW sets what an amendment needs and what an association may do. It does not rewrite a recorded use restriction; that text stands as recorded.
This is general information, not legal advice.